Benchmark exchange rates
See the benchmark exchange rate, compare provider markups, and estimate how much value you lose before choosing a provider.
Independent benchmark
A neutral mid-market reference before provider markups.
Updated context
Recent benchmark history to support quote timing.
Payout-first view
Focus on what the recipient gets, not just the headline rate.
Currency and quote calculator
Benchmark note
Benchmark rate means the mid-market reference before provider fees and exchange-rate markups are applied.
Estimated benchmark conversion
1 USD = 0.8729 EUR
1 EUR = 1.1456 USD
Last updated: less than a minute ago
Reference date: 2026-07-20
Provider quote check
Origin country is unavailable, so estimated quotes may use route-wide comparison data.
Benchmark payout
€87.29
Lead provider payout
Unavailable
Pulling estimated provider quotes for this amount and currency route.
Provider quotes are estimates and can vary by country, payment method, fees, speed, and checkout timing. Benchmark reference: 1 USD = 0.8729 EUR on 2026-07-20.
Market movement
Chart shows the benchmark path for USD to EUR. Use it to judge whether a provider quote is weak because of timing, markup, or both.
Recent movement
USD to EUR is up 0.22% over the last 30 days.
Latest benchmark
1 USD = 0.8729 EUR
Range
0.8710 to 0.8797 EUR
Date coverage
19 Jun to 19 Jul
Sources and publishing
Rate data is supplied by Frankfurter, which aggregates daily data from central banks and official institutions. Its provider list identifies contributing institutions.
The ECB reference-rate framework is linked as a primary methodology reference for ECB-derived rates.
Rate reference date: 2026-07-20.
Converter payouts, inverse rates, and provider differences are calculated by ForexConvert.com from the supplied benchmark and quote inputs.
Published by ForexConvert.com. Explanatory text is generated with AI from the cited sources and site data. This content has not been reviewed by a financial professional.
It is general benchmark information, not financial advice or a guaranteed provider quote. Read the editorial policy and methodology for details.
Popular currency pairs
Open a pair page when you want the latest benchmark rate and recent context for a specific conversion.
USD to EUR
US Dollar to Euro
EUR to USD
Euro to US Dollar
USD to GBP
US Dollar to British Pound
GBP to USD
British Pound to US Dollar
USD to JPY
US Dollar to Japanese Yen
JPY to USD
Japanese Yen to US Dollar
EUR to GBP
Euro to British Pound
GBP to EUR
British Pound to Euro
USD to CAD
US Dollar to Canadian Dollar
Recommended providers
Check live provider quotes only after you know the benchmark payout you want to protect.
Best overall for most users
Best for: Transparent fees and mid-market pricing
Built for international transfers, with transparent fees and clear rate visibility that make the final payout easier to compare with the benchmark.
Sponsored link. Verify the final payout before sending.
Best for flexible delivery
Best for: Family remittances and flexible delivery options
Built for international money transfers, with upfront rates and fees plus bank deposit, cash pickup, and other delivery methods where available.
Sponsored link. Rates, fees, promotions, and delivery options vary by corridor.
Decision-aid disclosure
Some homepage modules may include sponsored provider links. Benchmark context still comes first, so treat commercial blocks as supporting tools rather than rankings.
Guides and resources
Guide
Learn why the benchmark exchange rate is useful, why it is not the same as your final transfer quote, and where the real cost usually appears.
Read guide →Guide
Understand how exchange-rate markups are hidden inside transfer pricing, why they are easy to miss, and how to evaluate them without guessing.
Read guide →Guide
See when waiting or acting quickly can make sense, and when timing the market matters less than avoiding bad fees or poor quotes.
Read guide →